Terms & Conditions
Last updated: January 15, 2026
Effective Date: February 17, 2026
These Terms and Conditions ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and Comma Labs Yazılım Anonim Şirketi ("Comma Labs," "we," "us," or "our"), concerning your access to and use of the Nerdy mobile application and related websites located at commalabs.co and iamnerdy.ai (collectively, the "Service").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
Questions? Contact us at legal@iamnerdy.ai
1.Eligibility
To use our Services, you must:
- Be at least 16 years of age (or the age of majority in your jurisdiction)
- Have the legal capacity to enter into a binding agreement
- Not be prohibited from using the Services under applicable law
- Provide accurate and complete registration information
If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
2.Account Registration
To access certain features of the Services, you must create an account. When you create an account, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Keep your login credentials secure and confidential
- Immediately notify us of any unauthorized access to your account
- Accept responsibility for all activities that occur under your account
You may not transfer your account to anyone else without our prior written consent. We reserve the right to suspend or terminate accounts that appear to be shared or used by multiple individuals.
3.Subscriptions & Payments
Free and Paid Plans
Nerdy offers both free and paid subscription plans. Free plans may have limitations on features, storage, or usage. Paid subscriptions provide access to premium features as described at the time of purchase.
Billing
- Subscriptions are billed in advance on a recurring basis (monthly or annually)
- Payment is processed through your app store (Apple App Store or Google Play) or our payment processor
- All fees are stated in USD unless otherwise indicated
- You authorize us to charge your payment method for all fees when due
Cancellation
You can cancel your subscription at any time. To avoid being charged for the next period, you must cancel at least 24 hours before the current subscription period ends.Please note: Uninstalling the app does NOT cancel your subscription. You must cancel through your Apple ID or Google Play Store account settings.
Refunds
Refunds are handled in accordance with the refund policies of the Apple App Store or Google Play Store, as applicable. We may provide refunds at our discretion in exceptional circumstances. Contact us at support@iamnerdy.ai for refund requests.
Price Changes
We may change subscription prices at any time. Price changes will take effect at the start of the next billing period following notice to you. Your continued use after the price change takes effect constitutes acceptance of the new price.
4.Your Content
Ownership
You retain all ownership rights to the content you create, upload, or record using our Services ("Your Content"). We do not claim any ownership rights to Your Content.
License to Nerdy
By using our Services, you grant Nerdy a limited, non-exclusive, worldwide license to access, process, and store Your Content solely for the purpose of providing and improving the Services. This license includes the right to:
- Transcribe, summarize, and analyze your audio recordings
- Generate notes, flashcards, and other outputs from Your Content
- Store Your Content securely in accordance with our Privacy Policy
Your Responsibilities
You are solely responsible for:
- The legality, accuracy, and appropriateness of Your Content
- Obtaining all necessary consents and permissions before recording
- Ensuring Your Content does not violate any third-party rights
- Backing up Your Content (we recommend keeping your own copies)
5.Acceptable Use
You agree not to use the Services to:
- Violate any applicable laws, regulations, or third-party rights
- Record conversations without the consent of all parties where required by law
- Upload, record, or transmit content that is illegal, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable
- Exploit, harm, or attempt to exploit or harm minors in any way
- Impersonate any person or entity, or falsely claim affiliation with any person or entity
- Transmit spam, chain letters, or other unsolicited communications
- Interfere with or disrupt the Services or servers connected to the Services
- Attempt to gain unauthorized access to any part of the Services
- Use automated systems (bots, scrapers) to access the Services without our permission
- Reverse engineer, decompile, or disassemble any part of the Services
- Circumvent any security or access controls
- Use the Services to develop a competing product or service
6.Recording Consent
⚠️ Important Legal Notice
Recording laws vary by jurisdiction. Some locations require all-party consent (all participants must agree to be recorded), while others allow one-party consent. It is your responsibility to understand and comply with applicable laws.
By using Nerdy's recording features, you represent and warrant that:
- You have obtained all necessary consents from all parties before recording any conversation
- You will comply with all applicable federal, state, and local laws regarding recording
- You understand that unauthorized recording may result in civil and criminal liability
- You will not hold Nerdy responsible for any claims arising from your unauthorized recordings
7.Apple App Store Terms
If you downloaded the App from the Apple App Store, the following terms also apply to you:
- Acknowledgement: You acknowledge that these Terms are between you and Comma Labs only, and not with Apple, and Comma Labs, not Apple, is solely responsible for the App and the content thereof.
- Scope of License: The license granted to you for the App is limited to a non-transferable license to use the App on any Apple-branded products that you own or control and as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions.
- Maintenance and Support: You acknowledge that Apple has no obligation whatsoever to furnish any maintenance and support services with respect to the App.
- Warranty: Comma Labs is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the App.
- Product Claims: You acknowledge that Comma Labs, not Apple, is responsible for addressing any claims of you or any third party relating to the App or your possession and/or use of that App, including, but not limited to: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
- Intellectual Property Rights: You acknowledge that, in the event of any third party claim that the App or your possession and use of that App infringes that third party’s intellectual property rights, Comma Labs, not Apple, will be solely responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claim.
- Legal Compliance: You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
- Developer Name and Address: Comma Labs Yazılım Anonim Şirketi's contact information is provided in the "Contact Us" section below.
- Third Party Terms of Agreement: You must comply with applicable third party terms of agreement when using the App.
- Third Party Beneficiary: You acknowledge and agree that Apple, and Apple’s subsidiaries, are third party beneficiaries of these Terms, and that, upon your acceptance of the terms and conditions of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third party beneficiary thereof.
8.Google Play Store Terms
If you downloaded the App from the Google Play Store, the following terms also apply to you:
- Google Play Content: To the extent that these Terms conflict with the Google Play Developer Distribution Agreement, the Google Play Developer Distribution Agreement shall apply.
- Acknowledgement: You acknowledge that Google is not responsible for addressing any claims by you or any third party relating to the App or your possession and/or use of the App.
9.Intellectual Property
Our Intellectual Property
The Services, including all software, algorithms, designs, graphics, logos, trademarks, and other content (excluding Your Content) are owned by Nerdy or our licensors and are protected by intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent.
Feedback
If you provide us with feedback, suggestions, or ideas about the Services ("Feedback"), you grant us a perpetual, irrevocable, royalty-free, worldwide license to use such Feedback for any purpose without any obligation to you.
10.Third-Party Services
Our Services may integrate with or link to third-party services, websites, or applications. We are not responsible for the content, privacy practices, or terms of any third-party services. Your use of third-party services is at your own risk and subject to the third party's terms and conditions.
11.Disclaimer of Warranties
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
We do not warrant that:
- The Services will be uninterrupted, secure, or error-free
- Transcriptions or summaries will be 100% accurate
- The Services will meet your specific requirements
- Any defects will be corrected
AI-generated content may contain errors or inaccuracies. You should always review and verify important information before relying on it.
12.Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NERDY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY.
In no event shall our total liability to you exceed the greater of (a) the amounts you paid to us in the twelve (12) months preceding the claim, or (b) one hundred US dollars ($100).
Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability. In such jurisdictions, our liability is limited to the maximum extent permitted by law.
13.Indemnification
You agree to indemnify, defend, and hold harmless Nerdy, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:
- Your use or misuse of the Services
- Your Content or any recordings you create
- Your violation of these Terms
- Your violation of any third-party rights or applicable laws
- Any unauthorized recording of conversations
14.Termination
By You
You may stop using the Services and delete your account at any time through the account settings within the App. Deleting your account will permanently remove your data in accordance with our Privacy Policy.
⚠️ Active Subscriptions
If you have an active auto-renewable subscription, deleting your account does not automatically cancel your subscription. You must cancel your subscription through your Apple ID or Google Play Store account settings before deleting your account to avoid continued billing. You can manage your subscriptions at Apple Subscriptions or Google Play Subscriptions.
By Nerdy
We may suspend or terminate your access to the Services at any time, with or without cause, including if:
- You violate these Terms or our policies
- We are required to do so by law
- We discontinue the Services (with reasonable notice)
Effect of Termination
Upon termination, your right to use the Services will immediately cease. Sections of these Terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
15.Dispute Resolution
Informal Resolution
Before filing a formal legal claim, you agree to contact us at legal@iamnerdy.ai and attempt to resolve any dispute informally. We will try to resolve the dispute within 60 days.
Arbitration
If we cannot resolve the dispute informally, you and Nerdy agree to resolve any disputes through binding arbitration in Ankara, Turkey, rather than in court. This agreement to arbitrate is governed by the laws of Turkey.
Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
Exceptions
You may bring claims in small claims court if your claims qualify. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction.
16.Changes to Terms
We may modify these Terms at any time. When we make material changes, we will:
- Update the "Last updated" date at the top of this page
- Provide notice through the app, email, or other reasonable means
- Give you at least 30 days' notice before material changes take effect
Your continued use of the Services after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the changes, you must stop using the Services.
17.General Provisions
- Governing Law: These Terms are governed by the laws of the Republic of Turkey, without regard to conflict of law principles.
- Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Nerdy regarding the Services.
- Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
- Waiver: Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision.
- Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.
- Force Majeure: We shall not be liable for any failure to perform due to circumstances beyond our reasonable control.
18.Contact Us
If you have questions about these Terms, please contact us:
Comma Labs Yazılım Anonim Şirketi
Ankara, Turkey
Legal Inquiries
legal@iamnerdy.aiGeneral Support
support@iamnerdy.ai